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About
Worrying about money? - Moray
Advice and support is available if you're struggling to make ends meet.
Poster (PDF)
Leaflet (PDF)
Arabic (PDF)
Ukrainian (PDF)
Easy Read (PDF)
Step 1
Step 2
Step 3
What's the problem?
Select 1 or more options to see what local support is available
Step 1 Options
I suddenly have no money
I suddenly have no money
Lost job / reduced hours
Lost money / unexpected expense / fraud / scam
Disaster (e.g. flood or fire)
Relationship breakdown
Money stopped (e.g. failed a medical)
I have been sanctioned
I have been sanctioned
I am waiting on a benefit payment / decision
I am waiting on a benefit payment / decision
Made a new claim for benefit
Benefit payment is delayed
Waiting for a benefit decision
My money doesn’t stretch far enough
My money doesn’t stretch far enough
Deciding between food / fuel / mobile credit
Low income or zero hours contract
Statutory Sick Pay too low to cover costs
Not sure if eligible for support
Change of circumstance (e.g. new baby / bereavement / illness / left partner)
I have debt
I have debt
Mortgage, Rent
Council Tax arrears (England, Wales, Scotland only)
Gas or electricity
Credit or store cards
Personal loans and overdrafts
Owe friends and family
Benefit repayments
Any type of debt, whether large or small
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